Bennett Jones acts as a trusted advisor and
knowledge resource for clients in the payments industry. We represent issuers,
acquirers, payment processors (on-shore and off-shore), e-payment security
consultants, retailers, card and chip manufacturers and distributors, financial
institutions, payment solution enterprises, brand owners and licensees, mobile
communications companies, payment network operators and members, technology and
software application developers and licensors, integrators, hardware and device
manufacturers, and all other stakeholders across the payment sector.
We
represent clients in the most innovative developments in all areas of payment
and card programs, such as credit, debit, stored value or other credential
issued payment mechanisms, including online payment products, mobile wallets,
person-to-person payments, and related RFID and NFC solutions.
Payment
Solutions Services
Some of our services we provide to meet the
commercial and legal needs of our innovative payment solutions clients:
- payment solutions and related technologies, such as credit cards, prepaid
cards, stored value cards, electronic and mobile payment offerings, including
strip, chip, RFID and NFC technologies
- advising on credit, debit and
private label networks membership, rules and services
- joint ventures,
product collaborations, intermediary services, strategic alliances, and
multi-party transactions to develop, launch and market payment solutions
- e-commerce and retail online payment and gateway solutions and related
trusted third party payment solutions
- secured transactions, including
authentication, encryption and certificate solutions, anti-fraud measures, and
Cyber Security corporate governance
- wireless handheld device, mobile
and related communications and IT solutions, including all intermediary
contributions to payment solutions
- corporate governance and legal
compliance, including record retention, audit requirements, evidentiary
standards, anti-money laundering (AML) and consumer protection law
compliance
- intellectual property and trade secret protection, including
payment solution licenses and commercialization (marketing, co-branding, white
labelling)
- security, authentication, fraud risk management & Cyber
Security
- collection, use and ownership of cardholder data
- privacy, confidentiality and data protection, including use of customer
data
- card design, development, production, marketing, promotion and
solicitation
- card reader and data capture purchase, integration,
maintenance and support
- records retention and audit requirements
- assisting in the resolution of disputes, including conciliation, mediation,
arbitration, termination and other remedies
- affinity, loyalty and
customer retention programs
- purchase and sale of account assets and card
portfolios
- financial sector regulatory compliance, including protection
of personal information, record maintenance and audit compliance, and
applicable OSFI outsourcing guidelines
Areas of Payment
Practice
- mobile payment, e-wallet solutions
- payment
solution alliances and collaborations
- payment technologies
- ATM,
POS, Kiosk, wireless devices, card reader solutions (including RFID and
NFC)
- card solutions: debit, credit, stored value and private label
- intellectual property and trade secret protection
- privacy &
data protection
- regulatory compliance
- security, authentication
and fraud risk management
- e-tail and e-commerce applications
- payment gateways and network infrastructures
- all related contract
formulation and negotiation
Payment Solutions Industry
Affiliations
- Associate Member, Advanced Card Technology Association
of Canada
- Affiliate Member, NACHA, The Electronic Payments Association
(U.S.)
- Member, The Canadian IT Law Association (IT.Can)
- Member,
Cyber Security Forum, Information Technology Association of Canada